By repeatedly entering the wrong password, the bad guys intentionally lock the victim's bank account. Taking advantage of the victim's confusion and lack of understanding, they pretend to be a bank employee, contact the victim pretending to help recover the account, then send the victim a fake link, asking for access to "unlock" the account.

In fact, this is a link containing malicious code that steals all personal information, passwords, etc. of the victim. Click on the link, follow the bad guys' requests, and the money in the victim's account will be immediately "wiped out".

Experts recommend that users be careful when providing personal information to others, absolutely do not click on strange links, do not provide passwords or OTP codes to anyone, including people claiming to be bank employees.

Always double-check the caller information and compare it with the bank's official phone number. If you have any doubts about unusual transactions or strange messages or calls, contact the bank or the nearest police station directly.